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Yard Card

The Yard Card program is a revolving private label consumer credit card program created for the Lawn and Garden Industry. With strong partnership support from numerous manufacturers in the industry, this program has grown to well over 6,000 dealers nationwide.

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Retail Finance Programs

12 Months Deferred Interest with Minimum Monthly Payment Due

The offer is subject to credit approval on a Yard Card or Yard Card Plus credit card account on purchases over $500 between 5/1/12 and 6/30/12.  A minimum purchase amount of $500 is required.  During the promotional period a minimum monthly payment of 1% of the purchase balance is required as disclosed on your billing statement.  If minimum monthly payments are made you will not pay off the balance in the 12 month promotional period.  The deferred interest period will start on the date of purchase and end when paid in full or at the expiration of the 12 month period, whichever comes first.   Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 12 month promotional period  or if your account becomes 60 days past due.  After the deferred interest period expires, the minimum payment will increase to the greater of $25 or 3.5% of the account balance and interest will be charged at the then current APR for purchases until paid in full.  The current APR for purchases is variable 28.99%.  APR for purchases on existing accounts may vary between 22.99%-28.99%.   If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances.  The Penalty APR for existing accounts may vary between 28.99%-29.99%.  Minimum interest charge $2.00. A one-time promotional fee of $50 will be applied to the account for this transaction.  See dealer for details.

2.90% Fixed APR for 60 Months

The offer is subject to credit approval on your Yard Card or Yard Card Plus credit card account on purchases over $2,000 between 5/1/12 and 6/30/12.  A minimum purchase amount of $2,000 is required.  A Reduced APR of 2.90% will apply to the purchase for the 60 Month promotional period.  A minimum payment equal to 1.790% of the purchase amount is due each month.  If any required minimum payment due is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances.  The Penalty APR for existing accounts may vary between 28.99%-29.99%.   Minimum interest charge $2.00.  A one-time promotional fee of $125 will be applied to the account for this transaction.  See dealer for details.

6 Months Deferred Interest with Minimum Monthly Payment Due

The offer is subject to credit approval on a Yard Card or Yard Card Plus credit card account between 5/1/12 and 6/30/12During the promotional period a minimum monthly payment of 1% of the purchase balance is required as disclosed on your billing statement.  If minimum monthly payments are made you will not pay off the balance in the 6 month promotional period.  The deferred interest period will start on the date of purchase and end when paid in full or at the expiration of the 6 month period, whichever comes first.   Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 6 month promotional period  or if your account becomes 60 days past due.  After the deferred interest period expires, the minimum payment will increase to the greater of $25 or 3.5% of the account balance and interest will be charged at the then current APR for purchases until paid in full.  The current APR for purchases is variable 28.99%.  APR for purchases on existing accounts may vary between 22.99%-28.99%.   If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances.  The Penalty APR for existing accounts may vary between 28.99%-29.99%.  Minimum interest charge $2.00.  See dealer for details. 

No Interest with Equal Payments for 24 Months

The offer is subject to credit approval on your Yard Card or Yard Card Plus credit card account on purchases over $1,500 between 5/1/12 and 6/30/12.  A minimum purchase amount of $1,500 is required.  During the 24 month promotional period a minimum monthly payment is calculated by dividing the purchase amount by the length of the promotional period.  The promotional period will start on the date of purchase.  Interest will not accrue during the promotional period.  If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances.   The Penalty APR for existing accounts may vary between 28.99%-29.99%.  Minimum interest charge $2.00.  A one-time promotional fee of $125 will be applied to the account for this transaction.  See dealer for details.

No Interest with Equal Payments for 50 Months

The offer is subject to credit approval on your Yard Card or Yard Card Plus credit card account on purchases over $3,500 between 5/1/12 and 6/30/12.  A minimum purchase amount of $3,500 is required.  During the 50 month promotional period a minimum monthly payment is calculated by dividing the purchase amount by the length of the promotional period.  The promotional period will start on the date of purchase.  Interest will not accrue during the promotional period.  If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances.   The Penalty APR for existing accounts may vary between 28.99%-29.99%.  Minimum interest charge $2.00.  A one-time promotional fee of $125 will be applied to the account for this transaction.  See dealer for details.

No Interest with Equal Payments for 36 Months

The offer is subject to credit approval on your Yard Card or Yard Card Plus credit card account on purchases over $2,000 between 5/1/12 and 6/30/12.  A minimum purchase amount of $2,000 is required.  During the 36 month promotional period a minimum monthly payment is calculated by dividing the purchase amount by the length of the promotional period.  The promotional period will start on the date of purchase.  Interest will not accrue during the promotional period.  If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances.   The Penalty APR for existing accounts may vary between 28.99%-29.99%.  Minimum interest charge $2.00.  A one-time promotional fee of $125 will be applied to the account for this transaction.  See dealer for details.

NOTE: Retail Financing Programs are available at participating Snapper dealers. Retail finance offers can be combined with rebates unless otherwise noted.